About Us
Who we are
Lending Finance Direct Ltd is a licensed, unaffiliated third party lender for Texas based Credit Services Organizations and Credit Access Businesses. We provide a capital solution, and compliance support for consumer lending businesses.
What we do
We work with Credit Services Organizations and Credit Access Businesses of a range of different sizes, in store and online, to help match consumer loan requirements with loan solutions. We do not take loan applications from consumers through this website.
How we work
We are compliance driven. We build our business reputation on keeping things transparent and compliant within the applicable Texas and federal rules and regulations, and we prefer long-term relationships with partners who share our standards.
The Texas Model
Three parties, three clearly separate roles.
How a loan arranged through a Credit Access Business is structured in Texas.
Borrower
Applies for credit through a Credit Access Business and repays the loan.
Credit Access Business
Arranges the loan for the borrower and charges a fee for its services.
Lending Finance Direct Ltd
Third party lender that provides the loan funds.
Our Principles
How we work with partners.
01
Clarity
Every party should understand its role, its fees and its obligations before a loan is made.
02
Responsibility
We aim to support credit that borrowers can understand and reasonably manage.
03
Partnership
We prefer long-term relationships with partners who share our standards.
Industry Resources
Learn more about the market.
-
Consumer Financial Protection Bureau
-
Texas Office of Consumer Credit Commissioner
Company Information
Corporate details.
| Registered name | Lending Finance Direct Ltd |
|---|---|
| Company registration number | [to be confirmed] |
| Registered office | [to be confirmed] |
| Corporate office | 211 East 7th Street, Suite 620, Austin, TX 78701-3218 |
| Phone | +1 (512) 758-6333 |
| info@lendingfinancedirect.com |